Scott goes over the importance of putting the roof on your financial house, expecting higher returns on investments that involve more risk.  While your foundation is built on safer, secure investments such as cash, CDs, or treasury bonds, we only expect about 1-2% returns at best. The roof will bring a higher return over time. …

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How important is the Rate of Return to your overall Investment Plan?  What if the Rate of Return you need seems unrealistic?  What is a realistic Rate of Return that you should expect?  If you are 5-10 years from retirement, you have built a plan, and you know what you will be saving, you can…

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Scott discusses the importance of Integrating all the pieces of your retirement planning and whether you should hire a financial advisor or just do it yourself.  What is Integration?  Integration is the glue that holds your plan together.  It ensures that your Income Plan, Investment Plan, Insurance, and Income Taxes are all coordinated for the…

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Written By: Dan Moylan, Chief Investment Officer Happy 2021 and I hope the first month of this year has treated you well.   I would like to summarize some of the stock market strategies and changes our investment team  made to your accounts  in January to optimize your portfolio to take advantage of some of the changes ahead…

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