November 2021 Recap

Written By: Dan Moylan, Chief Investment Officer (on December 3, 2021) U.S. stocks gave back much of their October gains this past month.   November saw the S&P off -1.37%, the DOW was off -4.35% and the Nasdaq -2.53%.  The number one headwind for November was the discovery of the Omicron variant of the virus.  The uncertainty around this variant pressured…

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Social Security Considerations

Social Security is a part of most working American’s retirement plan. And there are many different scenarios to work through in order to optimize your Social Security benefits the most. In this week’s video, Scott discusses Social Security and shares considerations beyond “the monthly amount” – including tax implications, survivorship, income stability, and more. For more…

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October 2021 Recap

Written By: Dan Moylan, Chief Investment Officer Well, U.S. stock markets did what was expected in October and pushed higher to take back the September losses.  The 100-day moving average of closes (SMA) held after getting hit hard the end of Q3 as discussed last month and now October saw fresh record closes. The October…

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How to Plan for Market Downturns

Your risk tolerance is one of many factors to be considered when building a financial plan. It helps your advisor know How often do corrections, bear markets and crashes happen and how can you best protect yourselves ahead of time? Scott shares some historic numbers and strategies for handling market downturns. Give us a call…

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Do You Know Your Risk Tolerance?

Your risk tolerance is one of many factors to be considered when building a financial plan. It helps your advisor know what investments you are comfortable with. Click HERE to take the 5-minute quiz to see what your risk score is! Give us a call at 844-CARLSON (844-227-5766), and set up a time to speak…

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September 2021 Recap

Written By: Dan Moylan, Chief Investment Officer The market gave back the July and August Q3 gains, as selling accelerated during the last two weeks of September.  Headline factors that pressured the market this past month include,  a perceived slowdown of the economic recovery from the pandemic due to the variant and vaccine conflict, the…

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When is it Time to Get a Second Opinion?

Whether you have a financial advisor or you are a DIY investor and handle it all yourself, there are some red flags to watch out for from your financial advisor as you approach retirement. Red flags that indicate it might be time to get a second opinion:  1. If your advisor hasn’t mentioned an income…

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All the Above

The planning and investing you do while preparing for retirement will change when you finally arrive at that point of retirement.  What should you be looking for from your retirement plan as you approach taking that step?  Many advisors start with or only look at investments. They are essential to grow your money, and they…

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August 2021 Recap

Written By: Dan Moylan, Chief Investment Officer The summer has really flown by for me this year.  We experienced some hiccups regarding COVID, due to the Delta variant, but the economy is continuing to generate momentum and continued its impressive recovery in August.  Equities are still the place to be invested, with the interest rates…

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Lazy Money

Put your lazy money to work. Make it work harder for you so you don’t have to work quite as hard.  Lazy Money vs. Money That Serves a Purpose  Even if you have a plan that covers your income sufficiently and includes both low-volatility investments as well as longer-term investments, it is still a good…

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