Financial House

Designing & Building Your Financial House When we’re young, we start building a financial house that will hopefully serve us well into our 80s and 90s. But how can you make sure your designing and building a financial house that will stand for a lifetime? Let’s start with your foundation. A rock-solid foundation provides support…

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Loss of Spouse

Dealing with the Financial Impact After Losing a Spouse It’s difficult to think about, but an important part of your financial plan includes preparing for what happens if you lose your spouse. When one spouse dies, it can create a significant financial impact for the surviving spouse, particularly if steps have not been taken to…

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One Page Financial Plan

The One-Page Financial Plan If you’ve met with a financial advisor, you know that many factors go into creating a comprehensive financial plan. You’ve probably also gotten a written plan that spans many pages of paper – making your plan overly complicated and hard to follow. A written financial plan that’s too long and difficult…

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Don’t Go From Good To Bad

Are you taking too much risk with your retirement money? Many people come to us with questions about investment planning. One question we frequently hear: Is it possible to earn a decent rate of return without putting too much of my retirement savings at risk? Your retirement plan should include opportunity for growth while also…

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Roth Ira

Should You Consider a Roth Conversion? It seems like every week, we meet with a retiree who paid too much in taxes in the previous tax year. Why did this happen? Because they could have reduced their tax bill by converting their traditional IRA to a Roth IRA – but didn’t know it was a…

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Bonds

Using Bonds in Your Retirement Plan Bonds have historically been used in investment planning to generate income and bring a level of safety to your retirement plan. But what percentage of your investments should be in bonds? The old rule of thumb says to subtract your age from 100, and the result tells you what…

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